Calvert Foundation™

It’s a win-win. Earn a financial return while lifting families out of poverty. Find out how

Community Investment Note

Doing Good While Doing Well

Community Investment can help lift people out of poverty while earning you a financial return

When you purchase a Community Investment Note, the full value of your principal is lent out to help underserved communities. As loans are repaid, the capital is lent out again, multiplying the social impact that your investment has created. At maturity, your capital is returned to you with interest.

Reporting on Impact

Social Impact Statement
Each year, investors are provided with a detailed report on the real-life impact of their investments. Learn how our sound investments have enabled organizations to help improve lives and alleviate poverty in communities around the world.

Work with a Trusted Partner

For 15 years, Calvert Foundation has offered an investment product that allows everyday people to make a difference in a smart, sustainable way. Calvert Foundation manages more than $200 million raised from thousands of caring investors who want to lift people out of poverty while earning a financial return on their investment.

Calculate Your Impact

Directing even a small percentage of your total investment portfolio to community investment can make a lasting difference in the lives of real families.

Example

$10,000 for a three year term at 2%

Financial Return

$600 in interest, plus principal returned at maturity

Social Return

Your investment can finance 36 microenterprises creating 50 jobs abroad, or two affordable housing units for low-income families in the US.

When you invest, you’ll receive an annual Social Impact Statement that highlights the real-life returns you have created through your investment.

What About Risk?

The Community Investment Note is a security that meets federal and state registration requirements, and allows investors a safe and convenient way to make communities part of their investment portfolios. The Note portfolio is professionally managed by a team that uses industry-leading due diligence to carefully vet each group we loan to. So you can be assured that your investment dollars will be used effectively to help individuals and families.

  • We have over $28 million in security enhancements on a $200 million portfolio, providing many layers of protection for investors. This means that there is money set aside to be available to our investors in the case of portfolio loss.
  • We have incurred losses of less than 1 percent over the last 15 years.
  • None of our investors have ever lost money.

Questions? Please call us at 800.248.0337.

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